I became a flat-fee financial advisor because I wanted to provide truly objective financial advice, free from the conflicts of interest that often exist in commission-based and asset-under-management (AUM) models. In my previous positions, I saw clients and prospects being given bad information or sold financial products that were unethical, misleading, or simply not in their best interest—all because of how advisors were incentivized to make a sale rather than provide sound guidance. That experience reinforced my commitment to an advice-only, flat-fee model, where every recommendation I make is based on what’s best for the client, not what generates the highest commission or fee. Transparency, integrity, and putting clients first are the core principles that drive my approach to financial planning.

Hourly fees are charged at the end of an engagement. If you are unhappy with the end result, you can simply let me know and you won’t pay anything.

Monthly fees are charged on the first of the month and can be canceled anytime. Clients that return will need to be onboarded again and will be charged the higher first month rate.

Most financial advisors charge a assets under management (AUM) fee. This is usually somewhere around 1%. To put this into perspective, that means someone with a $1,000,000.00 portfolio will pay $10,000.00 in AUM fees (Often for subpar performance).

I have absolutely no minimum. The beauty of the flat fee or hourly model is that I can help anyone regardless of their assets.

You can keep your assets anywhere you like. While I will give you investment advice, you do not need to transfer any of your accounts under my management.

The first meeting will be the “Get to Know YOU meeting” There is no charge for this meeting. I just want to get to know you, get a feel for what your concerns/goals are, and if we’d be a good fit to work together.

Frequently asked questions